John DelPonti has over thirty-six years of banking and executive management experience. He has extensive industry expertise both as a trusted advisor and corporate executive. He has served as the chief risk officer (CRO) of a large thrift bank and chief executive officer (CEO) of a consumer finance company. He has provided expert testimony, consulting, and advisory services to global financial companies, law firms, and regulatory agencies. Mr. DelPonti has helped clients assess, identify, scope, and resolve complex issues such as anticipating regulatory expectations, responding to regulatory orders, remediating regulatory matters, settling litigation, enhancing control environments, and improving operating efficiency by leveraging technology.
Mr. DelPonti’s primary areas of expertise include bank and mortgage operations, finance, accounting, business planning, automation and innovation strategies, organizational design, enterprise risk management, bank regulatory compliance (including the Office of the Comptroller of the Currency (OCC), Federal Reserve Bank (FRB), Federal Deposit Insurance Company (FDIC), Consumer Financial Protection Bureau (CFPB)), acquisition due diligence, Bank Secrecy Act (BSA)/anti-money laundering (AML), fintechs, capital management, and portfolio asset management.
Mr. DelPonti is a recognized expert in banking and consumer finance strategy, risk management, compliance, and operations. His experience includes:
reviews of bank operations for executive management and boards of directors
independent reviews for regulators (OCC, FRB, CFPB)
enterprise risk and compliance management program reviews
BSA/AML remediation and process design reviews
credit risk and portfolio loan underwriting, due diligence, and adequacy reviews
forensic accounting reviews
expert opinions and consulting work related to banking and consumer finance disputes, litigation, and investigations
strategic reviews including target operating models and industry benchmarking
development of automated technology solutions supporting risk, compliance, and operations
Mr. DelPonti has provided expert litigation support and expert opinions (including written reports, depositions, and jury trial testimony) focused on bank and consumer finance–related standard of care, including payment operations, wire transfers, swift messaging, commercial loan underwriting, BSA/AML, debit cards, unfair, deceptive, or abusive acts or practices UDAAP, escrow practices, mortgage origination, and mortgage servicing practices. He also provides expert opinions related to the calculation of damages, including those associated with lost profits, a company changing billing practices, and credit reporting.
Mr. DelPonti has led hundreds of engagements with elements of compliance, auditing, valuation, risk management, and control enhancements. The projects have been across all product categories, including deposits, mortgage, home equity lines of credit (HELOCs), auto, student loans, credit cards, and commercial. He has extensive experience as a liaison with regulators and boards of directors as both an industry executive and advisor.
Mr. DelPonti is an expert in establishing best practices for banks, including providing advice and opinions related to expected standards of care for banking operations. He has assisted dozens of top-tier banks and consumer finance companies to enhance controls, improve operations, and improve financial soundness. He has developed essential target operating models to improve risk management and business operations.
Mr. DelPonti served as a partner in the Consumer Finance and Banking practice at PwC. He led valuation and risk consulting for top-tier banks and supported bank audits. He was a CRO at IndyMac, where he was a member of the board’s Enterprise Risk and Audit committees and served as regulatory liaison for the company. He was also the founding CEO of RoundPoint Financial Group, a $100 billion-dollar servicing company.
Before joining BRG, Mr. DelPonti spent ten years at a leading provider of global consulting services, where he was a leader responsible for growing the Banking, Insurance, and Capital Markets practice. He led the practice expansion from twenty individuals up to 300 US-based professionals. Additionally, Mr. DelPonti founded the Financial Services practice of 150 offshore personnel providing outsourced compliance testing, BSA/AML reviews, and technology support.
Employment History
Navigant Consulting, 2006–2007, 2010–2019
Managing director
