Photo of William G. Hamm
William G. Hamm
Managing Director
T: 510.285.3254
F: 510.654.7857
2200 Powell Street
Suite 1200
Emeryville, CA 94608

Seminars & Speaking Engagements

News & Commentary

Bill Hamm is an economics consultant with high-level experience in both business and government. An expert on financial institutions, mortgage lending, and public finance, he has been the executive vice-president/chief operating officer of a AAA-rated $50-billion bank. He has also run a $1.5-billion loan servicing business unit for an S&P 500 company.

Prior to entering the private sector, Dr. Hamm headed the non-partisan Legislative Analyst's Office in California, where he earned a nationwide reputation for objectivity, expertise, and credibility on public policy issues ranging from taxation to healthcare. In addition, he spent eight years in the Executive Office of the President in Washington, DC, where he headed a division of the Office of Management and Budget responsible for analyzing the programs and budgets of the Department of Labor, Department of Housing and Urban Development,  Veterans Administration, and other federal agencies.

As an economics consultant, Dr. Hamm specializes in helping courts, legislative bodies, and the public develop a sound understanding of complex economic and public policy issues. During the past 15 years, he has given expert testimony at 20-plus trials and has spent more than 75 days on the witness stand. His expert opinions have addressed lost profits, reliance damages, restitution, just compensation for takings, interest-rate risk management, product profitability, predatory lending, prejudgment interest, and economic impact analysis.

Dr. Hamm has a B.A. from Dartmouth College and a Ph.D. in economics from the University of Michigan. His doctoral dissertation is titled "Wage Determination in Public Utilities." He is a member of the American Economic Association and the American Law and Economics Association, a fellow of the National Academy for Public Administration, a founding principal of the Council for Excellence in Government, and a trustee of Freedom from Hunger.  


  • University of Michigan
    Ph.D., Economics, 1969
    M.A., Economics, 1966
  • Dartmouth College
    A.B., Government, 1964

Employment History

    Managing director
    1996 - 2010
  • Federal Home Loan Bank of San Francisco
    Executive vice president, chief operating officer
    1992 - 1995
    Senior vice president
    1991 - 1992
  • World Savings and Loan Association
    Vice president - Loan Service manager
    1988 - 1990
    Vice president - Director of Operations Analysis
    1986 - 1988
  • State of California Legislative Analyst
    1977 - 1986
  • Executive Office of the President - Office of Management and Budget
    Deputy associate director - Division chief
    1976 - 1977
    Assistant division director - Chief of HUD Branch
    1972 - 1976
    Budget analyst
    1969 - 1972


  • William A. Jump Memorial Foundation Meritorious Award for Exemplary Achievement in Public Administration
  • Institute for Public Utilities Fellowship
    University of Michigan, 1968
  • NSF Fellowship
    National Science Foundation, 1967
  • Phi Beta Kappa
    Dartmouth College, 1964
  • Colby Prize (shared)
    Dartmouth College, 1964
  • Institute for Labor and Industrial Relations Fellowship
    University of Michigan, 1964

Professional Affiliations

  • American Economic Association
  • National Academy of Public Administration
  • Commonwealth Club
  • American Law and Economics Association
  • Freedom From Hunger
  • LECG-Europe
  • Council on Excellence in Government
    Founding principal
  • National Academy of Public Administration Panel for Improving Healthcare and Services to Veterans
  • National Academy of Public Administration Panel for Improving the Small Business Administration's Effectiveness
  • National Academy of Public Administration Panel for Improving Management/Operations
  • California Institute for County Government
  • National Academy of Public Administration Panel for Improving the Financial Stability of the Presidio Trust
  • Advisory Panel of the California Earthquake Authority
  • PrimeTech, Inc.
  • California Citizens Budget Commission
  • Dean's Advisory Council, San Francisco State University
  • Board of Visitors, Institute for Public Policy, Duke University
  • Dean's Advisory Council, Graduate School of Management, University of California/Davis
    Founding member
  • Western Legislative Fiscal Officers Association