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Ronald Stoffers has over 25 years of banking, consulting, executive management, and regulatory experience in a variety of functions, including expert witness, litigation support, management and regulatory consulting/advisory, chief credit officer, credit policy officer, Bank Secrecy Act (BSA)/Anti-Money Laundering (AML), and bank examiner. Mr. Stoffers’ credit experience includes community and regional banks as well as the securitization business. His experience covers all types of commercial and retail credit and all stages of the credit cycle, including strategy, credit risk management, loan servicing, and workouts/collections. His major focus is on credit administration, loan loss reserves, stress testing, process improvement, new product development, turnaround situations, and change management.

Mr. Stoffers' litigation experience includes testifying expert and litigation support as the lead consultant. His cases include large mortgage re-underwriting assignments, bank closures, overall lending practices, commercial real estate lending, and general banking/corporate governance issues.

Mr. Stoffers is on the Board of the Risk Management Association (RMA), Los Angeles Chapter, and currently serves as its Immediate Past President.


California State University, Los Angeles
MBA, 1990

Loyola Marymount University
BBA, 1984

Employment History

Premier Business Bank
EVP and chief credit officer

RAS Consulting
2011 - 2012

Professional Business Bank
Chief credit officer
2010 - 2011

Impac Commercial Capital Corp./Impac Companies
Executive vice president, chief credit officer/SVP portfolio manager
2006 - 2010

City National Bank
Senior vice president, credit policy and planning department manager
2003 - 2006

RAS Consulting
2002 - 2003

Fidelity Federal Bank
Executive vice president, chief credit officer
1998 - 2001

Sanwa Bank California
Vice president, manager of credit policy and portfolio management
1993 - 1998

Secura Group
Senior vice president
1990 - 1993

Deloitte and Touche
1987 - 1990

Comptroller of the Currency
Associate national bank examiner                                                                                        
1984 - 1987

News & Insights

Seminars & Speaking Engagements


Professional Affiliations

Los Angeles Chapter of the Risk Management Association (RMA)
Board Member